Car Cost Calculator

Ownership & assumptions

Choose how long you expect to keep the car and the economic assumptions used in the calculation.

Ownership period

Currency

Annual cost inflation

%

Applied once per year to tax, insurance, maintenance and repair reserve.

Annual investment return

%

Used to estimate the return lost on cash paid upfront.

The estimated resale value is automatically calculated and can always be overridden.

Purchase price

€

One-time purchase / finance fees

€

Estimated resale value at the end

€

Balloon finance is supported. If the car is sold before the loan ends, the remaining settlement is included.

Down payment

€

Balloon payment

€

Loan term

Annual interest rate (APR)

%

Enter today's costs. The calculator increases them annually using the inflation assumption.

Current monthly vehicle tax

€

Current monthly insurance

€

Annual maintenance & tyres

€

Annual repair reserve

€